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College students experiencing financial challenges also face additional social and academic challenges to staying enrolled through graduation. Colleges that have the greatest success in persistence to graduation have combined scholarships with other academic, emotional, and social support. Here, we review previous studies of the relationship between S-STEM programs and college retention. We then discuss interim findings from the Iona College Development of Excellence in Science through Intervention, Resilience, and Enrichment (DESIRE) National Science Foundation (NSF) S-STEM scholarship program. DESIRE provides tuition scholarships and other support to academically talented chemistry and computer science majors with financial need. We gathered students’ perspectives regarding the DESIRE program and what helps them to persist in college, through interviews with DESIRE scholars and qualitative surveys of DESIRE scholars and a comparison group of non-DESIRE students. We discuss implications for S-STEM programs and other initiatives that seek to retain more STEM undergraduate students with financial need.